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Loan Against Securities
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At times you may need instant liquity to meet personal exigency or to seize an attractive business opportunity.
By opting for our Loan against Securities you can surely meet your immediate funding needs without having to sell your investments.
We understand how much you value your investments and want them to remain as your long term investments. With Loan against securities, you can get credit against your securities like Equity Shares, Mutual Fund Units while still retaining ownership. By way of loan against securities, you can borrow capital by pledging your financial investments. While conventional borrowing is related to securities such as gold, property or vehicle, or insurance policies, it is also possible to use your shares and mutual fund investments to obtain a loan.
This enables you to enjoy all corporate benefits accrued on your securities and still avail loan against them. Interest will be charged only on the actual amount and that too for the time it is utilized.
With the added advantage of quick processing attractive interest rates you can acquire funds while still maintaining your carefully built portfolio.
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IPO Financing
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IPO Financing is one of the most lucrative investment opportunities to leverage your funds in the primary markets. Our loans help corporative and
high net worth individuals subscribe to the equity IPOs. All you have to do is invest the margin amount and we'll finance the balance application amount. The IPO financing loans
are generally issued for the tenor of 10-15 days.
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Promoter Funding
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A facility provided to promoters of well-managed companies to raise funds against their stake in that
operating company. These funds can be utilized for various needs like financing for business growth,
Acquisitions and take-over financing. Any working capital requirement can also be availed by the promotors through
Promoters Funding.
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Margin Funding
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We offers margin funding, finance against shares & securities to meet fund requirements of various categories of borrowers that includes Retail & HNI, HNIs, HUFs and Corporate entities. We also provides finance for investment in primary market issues and Mutual Fund Schemes.
Our margin finance service provides investors with an opportunity to invest more than they could by using their own money and increase the potential returns. Margin Finance trading is granted against pre-approved list of securities, subject to predefined haircut for margin. Through margin finance facility, investors can raise finance to purchase additional securities without selling their long-term investments. Under this facility, the investors need to either pay a part of the total purchase value or pledge his existing approved securities as margin, while the balance purchase value is being funded by NBFC. Margin Financing is thus known as ‘gearing’ of the investment portfolio.
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ESOP Finance
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Individuals holding ESOPs from their employers & wanting to exercise their option can avail loan on competitive terms.
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Loan Against Property/Mortgage Loan
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Loan Against Property allows you to cash in on your assets anytime you need to fulfill your dreams. At Comfort, we make sure that you get a quick loan against your property
at affordable interest rates to help you chase your happiness without any worries.
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Home Improvement Loan
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A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation
a milestone as memorable and enjoyable as home buying. With Comfort's Home Improvement Loans you can upgrade your
existing home to a contemporary design and a more comfortable living space.
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Personal Loan
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Get a step closer to your dreams and goals by availing Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.
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Business Loan
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We provide business loan for small & medium business enterprises. Spread your business wings with our collateral - free Business Instalment Loan
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Bill Discounting
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We offers bill discounting services by virtue of which we buy the bill (i.e Bill of Exchange of Promissory Note)
before it is due and credits the value of the bill after a discount charge to the customer's account.
Bills that come under bill discounting are termed as ‘bills of exchange’. Bill discounting feature can be used to avail loans up to approximately 90% of the raised invoices.
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Machinery Finance
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For any business to function smoothly, it's always good to avoid high capital expenditure and focus more on its functioning. To achieve this,
we at comfort provide operating and financing lease which minimises your overall expenses manifold.
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Car Loan
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You no longer have to wait to buy that dream car because Comfort offers great car loan deals with up to 100% finance. Whether
it is a new car, a pre-owner car or even a loan against a car, we can offer you a car loan at attractive interest rates and flexible repayment
tenures. Fast approvals, personalised service and utmost transparency make us the leader in car loans in India.
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Gold Loan
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Now make use of the assets you have - use your gold help you get a Gold Loan at Comfort. Your gold stays safe while
you can go ahead and take advantage of every opportunity.
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