Job Summary:

We are looking for a detail-oriented and analytical Credit Analyst to assess and evaluate the creditworthiness of clients for Loan Against Shares (LAS), Supply Chain Financing, and Invoice Discounting. The ideal candidate will have strong financial analysis skills and a deep understanding of risk management in the NBFC sector. The Credit Analyst will play a critical role in ensuring that credit decisions align with the company's risk appetite and regulatory requirements while supporting business growth.

Key Responsibilities:

Credit Assessment:

• Conduct thorough financial analysis of clients seeking Loan Against Shares, Supply Chain Financing, and Invoice Discounting.
• Evaluate the creditworthiness of applicants by analyzing financial statements, balance sheets, profit & loss statements, and cash flow projections.
• Assess the value, liquidity, and risk associated with collateral (shares, invoices, etc.).

Compliance and Documentation:

• Ensure that all credit documentation is accurate, complete, and complies with internal policies and external regulations.
• Keep abreast of the latest regulatory changes affecting the NBFC sector, particularly in LAS, Supply Chain Financing, and Invoice Discounting.
• Maintain proper documentation of all credit decisions, including rationale and supporting analysis.

Qualifications and Skills:

• Bachelor's degree in Finance, Accounting, Economics, or a related field. MBA/CA/CFA is preferred.
• 3-6 years of experience in credit analysis, preferably in an NBFC, bank, or financial institution.
• Strong knowledge of Loan Against Shares (LAS), Supply Chain Financing, and Invoice Discounting.
• Proficiency in financial statement analysis, ratio analysis, and cash flow modeling..
• Familiarity with credit scoring models and risk assessment methodologies.
• Excellent communication and report writing skills.
• High level of attention to detail and ability to work under pressure.
• Proficient in MS Office (Excel, Word, PowerPoint) and financial analysis tools.

Key Competencies:

• Strong analytical and quantitative skills.
• Sound judgment and decision-making ability.
• Ability to assess risks and structure credit solutions.
• High level of integrity and ethical standards.
• Excellent time management and multitasking abilities.

Job Summary:

We are seeking a dynamic and results-oriented Business Development professional for our Non-Banking Financial Company (NBFC). The ideal candidate will have a proven track record in selling financial products like Loan against Shares, Supply Chain Financing, and Invoice Discounting. This role requires strong financial acumen, strategic thinking, and excellent relationship-building skills to drive business growth and achieve revenue targets.

Key Responsibilities:

Business Development:

• Identify and develop new business opportunities in the Loan Against Shares (LAS), Supply Chain Financing, and Invoice Discounting segments.
• Conduct market research to understand industry trends, competitors, and customer needs to tailor solutions effectively.
• Build and maintain a strong pipeline of leads through networking, cold calling, and relationship-building with corporate clients, brokers, and other channels.

Reporting and Analysis:

• Prepare regular reports on sales performance, client feedback, market trends, and competitor activity.
• Utilize CRM tools to track leads, opportunities, and client interactions.

Qualifications and Skills:

• Bachelor's degree in Finance, Business Administration, or a related field. MBA/CA is preferred.
• 5-8 years of experience in business development or sales in an NBFC, bank, or financial services firm.
• Strong knowledge of Loan Against Shares (LAS), Supply Chain Financing, and Invoice Discounting.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work independently, manage multiple accounts, and deliver results under tight deadlines.
• Proficient in MS Office and CRM systems.
• Strong analytical skills with the ability to understand and assess client financials.

Key Competencies:

• Target-driven and results-oriented.
• Strong network within the finance and corporate sectors.
• Excellent problem-solving and decision-making skills.
• High level of integrity and professionalism.